Home loans for almost every property type AND the new Digital Mortgage!

Welcome to the official site of Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA and manufactured homes throughout California.  We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership or save you money when getting your new, lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Conventional | Co-op | FHA | VA | 1x Buyer | Manufactured | HomePath | Home Ready | Jumbo | HECM4P

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | Co-op | VA | FHA Streamline / Cash Out / Rehab |  Manufactured Homes | Jumbo | HECM

What makes Acurus Home Loans unique is that we offer the following niche programs as well:  Co-op mortgages, HECM, Home Equity Conversion Mortgage, low FICO home loans, bank statement loans, and home loans for the self-employed.

Contact Acurus Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Fannie Freddie & FHA

Reverse Mortgages

Manufactured Homes in parks and private land

Bank Statement Income

Credit scores as low as 500